New Housing (Update)
10:00 a.m. Thursday, On the 3800 Block of Russell , a groundbreaking ceremony is taking place for new single family domiciles. Apparently, the mayor will be there along with other political glitterati. Why is this so important to the community??
THE HOMES WILL BE ALL BRICK! I don't know about the rest of you, but all the vinyl-sided homes going up in the city are not a testament to the "city beautiful" , and they clash with brick homes around them with a vengeance. It's like putting up St. Petersesque potemkin villages in the middle of the city. I am not one to complain about new construction, but breaking ground for all-new brick homes is just exciting.
(UPDATE)
I heard progress, and it was loud
I saw progress, and it wears suits!
I tasted progress, and it tastes like the St. Louis Bread company.
I really don't know why people need these kind of photo-ops
Alderman Steve Conway on the left, Mayor Slay (head turned) in the middle, Kim Hibbs (Kim Hibbs Construction) on the right.
The houses are brick on three sides only, and the garages are attached in back of the house(s). The only reason it is possible to have attached garages in back is because there is no alley behind that block. These are the first new single family homes in Shaw built since 1972.
Drive on West Florissant across from Bellefontain Cemetary and you will see a bunch of new fully brick housing. It's so well designed and built that it's hard to tell from the original buildings.
But it costs a lot more. Most developers cannot justify the price.
Posted by anon on Tue., May 16, 2006 at 11:43 AMI drive on Broadway and cut through the cemetary to W. Florissant fairly frequently. Thanks anonymous, I wish I hadn't of missed it. I'll find out how much more expensive it is to build brick homes, and how the developers who have decided to put up new brick houses have justified the cost increase.
They might be frame houses with brick veneer instead of siding. That would help builders keep things cost-effective, since it would allow them to continue using pre-fab structural and interior elements and just make a change to the exterior façade.
Posted by jeem on Tue., May 16, 2006 at 12:16 PMSpeaking of anonymous, the housing across from the cemetary was part of a famous "anonymous donor" project, if memory serves, featured some time ago in a RFT article.
In the end, the so-called anonymous donor turned out to be the trustees of Bellefontaine Cemetary. They were underwriting the cost of the new housing to upgrade the streetscape facing their beautiful, historic cemetary. We owe a debt to them.
In terms of cost, even as brick veneer, going with all brick facades is much more expensive than vinyl siding.
If you want to make a comparison, price out a frame and vinyl sided 2 car garage versus the same building with four sides brick veneer. It's easy double the cost of the vinyl version. And both do just as good a job sheltering a car...
Posted by anon on Tue., May 16, 2006 at 1:22 PMClick on the link below for more info about the brick-sided development across from Bellefontaine Cemetary:
http://www.riverfronttimes.com/Issues/2002-11-06/news/feature_2.html
File it under the "no good deed goes unpunished" category.
Posted by anon on Tue., May 16, 2006 at 1:28 PMActually, I recall the developer, Kim Hibbs, (of Hibbs Homes out of Chesterfield) saying veerrry quickly "3-sides-brick" at the SNIA board meeting last night. And looking at the plans, they do have a slight suburban influence. I mean, come on, attached garages? But the block unit DID approve - and I guess that's all that matters, right?
Posted by Larsdatter on Tue., May 16, 2006 at 2:47 PMAs the above comment suggestion, the issue of "brick/no-brick" is somewhat outdated. Developers have become good at trumpeting the fact that their front facade and some of the sides have brick veneer; in most cases, the overall design of the building is relatively unimaginative. The city has yet to see a infill, new housing project that represents more than the poor borrowing of details from older buildings. Is it that St. Louis builders are too conservative or they are following the conservative tastes of new homebuyers?
Posted by Will Winter on Tue., May 16, 2006 at 3:16 PMThere's an interesting note on Kim Hibbs in today's Martin van der Werf column.
Posted by Thomas on Tue., May 16, 2006 at 3:54 PMWhat today's architecture is missing in brick is the great design work the craftsmen used when originally erecting most parts of this city by interlaying bricks of different colors, and patterns. Brick alone is nice, but it just isn't in keeping with the original brickwork found in the city.
Posted by travis reems on Tue., May 16, 2006 at 10:46 PMWhat are the odds that FX Daly will be attached to Slay's hip?
I'd say 100%.
I'd give my right arm for a brick house in the city with an attached garage. Not like houses in the burbs, where the garage is right in front, but something tasteful.
My question is, who will be able to afford these homes? Working class families or more empty nesters from the county recapturing their urban roots?
Posted by cold in winter on Wed., May 17, 2006 at 11:01 AMCold in Winter needs to shop at Botanical Heights.
The neighborhood is filled with (partially) brick houses with garages attached at the rear.
In fact, lots of the new construction being built in the city is just that: partial brick with attached rear-entry garages.
Posted by anon on Wed., May 17, 2006 at 1:09 PMAs a REALTOR, I've been through many homes in the city (my area of expertise), and not many have attached garages. The closest I've seen are those ranch styled homes in the southern and western most parts of the city where the garage sits to the side, and along the way someone has enclosed the area between the home and the garage. That can be tastefully done treating the enclosure as a breezeway or a sunroom with lots of windows and plants. Additionally, the tuck-under garage was popular for builders in the 50s and 60s; however, many insurance agencies do not want to cover them, along with all the other city insurance nightmares like knob-and-tube wiring, dogs, flat roofs, etc.
Posted by travis reems on Wed., May 17, 2006 at 2:44 PMWho can afford such a home? You may be surprised. There are numerous innovative loan programs out their that will allow people to leverage their income to aquire more home. For instance, market demand has created the 40 Year Mortgage as an alternative which offers a lower payment than a 30 Year. Other options include: Interest Only & Option ARM's. It is best to consult with a professional to determine which program is best suited to your particular needs. There is a wealth of related information online at www.homeloanstl.com
Posted by Nick on Mon., May 22, 2006 at 1:17 PM"Nick" -
Are you serious?
ARM = low interest now, high interest later. Rates can only go up from here. I can't imagine an ARM being a good idea right now.
40-year-mortgage? Are you kidding me? I realize nobody pays off their houses and lives in them anymore so it's all just on paper, but doesn't that mean you pay even more interest in the first 10 years than with a 30-year mortgage?
Such lending products boggle my mind, and I suspect are huge cash cows for the lending industry because they are so hard to understand.
Just give me a conventional 30-year, fixed-rate please! That's what I have now. At least that I can understand.
Posted by Joe Frank on Wed., May 24, 2006 at 12:40 PMAdjustable Rate Mortgages like any other loan type have their pluses and minuses. As a general rule of thumb it is better to have a fixed rate in a rising market, however in a declining market, an ARM tied to a leading indicator (COSI/COFI) would save much more. Alternatively, if you have less than 6 months of living expenses saved up, you may want to take advantage of the lower payment feature an ARM offers in order to build up your savings or investments faster.
40 Year Mortgages do in fact cost you more than shorter terms the longer you stay in the property or the longer you keep that program. However, initially the lower payment is upfront is a clear benefit. Most individuals will not remain in the home long enough to be signifigantly affected.
30 Year Fixed? Lenders love to give those away, that's why they spent millions to pre-condition buyers into wanting such programs. As you have already figured out, a longer term ususally means more money in the long run. But what if you will only remain in a home for 5 or 10 years? In such cases a 5 or 10 year Interest Only is a great option considering all your paying is interest in those initial years anyway.
The key is to have a plan. Then sit down with a consultant who will cater a lending program that will help you to meet those goals most cost effectively. If you ever have the need, give me a call anytime: 314-409-1292 or 888-861-0446
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